By accessing or using the GET EQTY platform ("the Service"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The Service is operated by GET EQTY Bank.

You must be at least 18 years of age to use this Service. By registering an account, you represent and warrant that you are of legal age to form a binding contract with GET EQTY. You must provide accurate and complete information during the registration and identity verification process.

Each GET EQTY asset page identifies the participation units, associated music asset, available rights, and applicable economic terms. Buying participation units is separate from buying a digital album. A promotional album entitlement bundled with units is not treated as a paid retail album sale unless a separate authorized album checkout is completed.

Distribution eligibility is determined from the ownership ledger at the applicable record date. Units must be continuously owned for at least 45 days to qualify. Units listed for sale remain owned by the seller and may remain eligible until a sale settles. At settlement, future eligibility transfers to the buyer and a new 45-day holding period begins. Distribution amounts depend on actual available revenue and the terms disclosed for the asset; they are not guaranteed.

Participation units may be listed for sale on the GET EQTY Exchange. A listing does not transfer ownership. Ownership changes only when a sale or approved transfer settles and is recorded in the ownership ledger. The seller remains the owner before settlement, and the buyer becomes the owner after settlement. GET EQTY does not guarantee liquidity or a specific resale price.

Investing in music-backed certificates carries inherent risks. Certificate values may decline based on changes in streaming performance, artist popularity, or market conditions. Royalty distributions are not guaranteed and may vary month to month. Investments are not FDIC insured. You should only invest amounts you can afford to lose.

You agree to use the Service lawfully, provide accurate information, maintain the security of your account credentials, and not engage in fraudulent, manipulative, or abusive trading practices. You are responsible for all activity under your account. GET EQTY reserves the right to suspend accounts that violate these terms.

Your use of the Service is also governed by our Privacy Policy. We collect and process personal data necessary for identity verification, transaction processing, and regulatory compliance. Your data is encrypted and stored using bank-level security protocols.

GET EQTY shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of certificate value, lost royalties, or trading losses. Our total liability shall not exceed the platform fees collected from your account in the preceding 12 months.

GET EQTY reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Service after changes constitutes acceptance of the updated Terms. We will notify users of material changes via email.

These Terms shall be governed by and construed in accordance with applicable federal and state laws, without regard to conflict of law provisions. Any disputes arising from these Terms shall be resolved through binding arbitration.

For questions regarding these Terms, contact our legal team through the Support page. We are committed to resolving all inquiries in a timely and transparent manner.